دور التكنولوجيا المالية في تحسين أ داء المصارف الاسلامية –دراسة حالة مصارف اسلامية

Abstract

The world is currently experiencing a qualitative leap in financial and banking technological progress, as individuals and institutions of society benefit from the advantages of financial technology services. Islamic banks seek to keep pace with this development by creating electronic financial technologies that are compatible with the principles of Islamic Sharia. The study concluded that some Islamic banks have been able to own and use electronic banking, improve the quality of their services, reduce costs, achieve excellent financial and commercial performance, and obtain a high degree of customer satisfaction. In this context, the study concluded that Algeria is keen to expand Islamic banking and gradually adopt electronic transactions, to keep pace with the advanced technological world, and that the proposal submitted by the researcher can contribute to the development of Islamic financial technology in Algeria